Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.
Life insurance is a protection against financial loss that would result from the premature death of an insured. The named beneficiary receives the proceeds and is thereby safeguarded from the financial impact of the death of the insured.
Insurance coverage helps individuals protect themselves against dental costs. It insures against the expense of treatment and care of dental disease as well as accidental damage. This is designed to pay a portion of the costs associated with dental care.
To get maximum benefit from your medications, it is important to take them exactly as prescribed by your doctor. In fact, your chance of a better health outcome improves when you take your medications as directed.
Open Enrollment Period
Open Enrollment is an annual period when individuals can enroll in a health insurance plan, make changes to their coverage, or cancel their current plan. General Open Enrollment in the Health Insurance Marketplace takes place from November 1st – December 15th, with all plans effective January 1st of the following year.
The Affordable Care Act
Also known as Obamacare, The ACA is a healthcare reform intended on making healthcare more accessible and affordable to millions across the Nation. Obamacare plans are offered on healthcare.gov and have specific coverages that are priced based on age, household size, income, and smoking status.
Special Enrollment Period
To enroll in an Obamacare plan outside of open enrollment you will need to qualify for a special enrollment period based on a life-changing event (i.e. loss of job, new child, recently moved, and various other qualifying events). A Special Enrollment Period may let you enroll in coverage outside the annual Open Enrollment Period.
